With the current state of the economy it’s easy to understand why more and more people are receiving court summons. For many, bills simply go unpaid due to insufficient funds. So what should you do if you find yourself receiving a court summons? Below are 5 things you can do to resolve your court summons issue.
1) Don’t Panic or Ignore your Summons
The first thing to remember is you do not need to panic. Your life is not over and your credit rating will not be ruined. But on the other side of the coin, you must not ignore your court summons. Failing to take action will lead to bigger problems. You can’t just wish this problem away; you need to take action on this matter immediately.
2) Resolving the Summons out of Court
Just because you’ve received a court summons doesn’t necessarily mean you will have to appear in court. To avoid this, the first thing you must do is contact the company or client who has ordered the court summons. There’s a strong possibility that you can come to a mutual payment agreement. With a payment agreement you’ll avoid the matter being taken to court.
3) Contact a Solicitor
If it’s not possible to come to a mutual payment agreement, then you should find a solicitor. A solicitor will be able to make the whole process much clearer to you; they will be able to advise you on the right actions to take according to your summons.
A solicitor is crucial to resolving the matter, as they are able to follow the law exactly, which will save you time and money, as well as preventing you from committing any mistakes which could cause further problems. If you do have to go to court a solicitor will be able to represent you.
4) Gather All Necessary Paperwork
Make sure you have all the relevant paperwork to hand concerning any payments you have already made on the bill. Also, gather any documentation that you feel is relevant to your case, including anything that would show why you were unable to pay the bill.
5) Don’t Miss your Court Appearance
If you or a representative on your behalf fails to turn up to your court appearance, then the judge will either favour the client, or a warrant will be malde for your arrest to bring you to court. Be sure to be on time and dress smartly. Being prepared, with the right attitude and the right paperwork, can make all the difference to your case.
Receiving a court summons is never a pleasant situation to be in, and neither is having to appear in court. However, if you show a willingness to resolve the matter you should be able to avoid the issue escalating.
To prevent receiving a court summons, the best thing to do is to make regular payments, however small, towards paying off your bills. A court summons will usually only be issued if you stop making any payments and you fail to respond to both letters and/ or phone calls from the creditors.
Written by James Sheehan, a blogger with past legal experience.