Few events have the ability to radically alter your life as quickly and thoroughly as a car accident. When you’ve been injured in an accident that wasn’t your fault, you can go from healthy and happy to pain-ridden and wheelchair bound in just a few seconds.
Over the course of the few seconds it takes for the accident to run its course, your physical, financial, and even your emotional life, can be irreparably damaged.
Another sad fact that accident injury victims are quickly confronted with is the fact that, if they’re like most of us, few of them are financially prepared for a long absence from work.
Bills quickly pile up for working people who may have just been scraping by just before the accident. Disability payments, as a rule, are never as much as your regular salary, so financial uncertainty is a big part of the accident equation.
Whether you like it or not, this is one of those times when you need the services of a good lawyer.
Why You need a Lawyer
Car accident lawyers offer your best hope at getting a fair settlement from the insurance company, because you can rest assured that insurance company lawyers have no interest in your well-being. You can pretty much count on getting an offer from them, a very small offer, almost as soon as you’re well enough to take visitors.
When you’ve got a lawyer on your side, you might be subject to those same crummy offers, but you’ll have the tools for fighting back against them.
Your attorney will also handle the complicated car accident claim procedures that insurance companies throw in your way. Unless you’re already in the insurance business, it’s likely that keeping up with this flood of paperwork would be practically a full-time job.
Will I Ever Work Again?
If the injuries caused by your accident are severe, you may be faced with the prospect of never really working again. While you would certainly qualify for Social Security Disability payments, they’re not likely to replace your current income.
For that reason, you need to get a settlement from the insurance company and only an attorney can help you secure a settlement of that size.
This isn’t greed at work, it’s reality. No one, including your lawyer, is going pay your mortgage or send your kids to college except you. If you’re unable to earn a living in the manner to which you’ve become accustomed, you won’t be able to provide those necessities for your loved ones.
The weeks and months after an auto accident set the tone for what’s going to happen for the rest of your life, especially if you’re unable to work for an extended period of time. That’s why it’s vitally important that you get an attorney involved, and don’t sign anything from the insurance company until you do.
Recovery from a serious accident is a real possibility, but if you’re worrying about how you’re going to pay your bills and feed your family, your recovery will be in serious jeopardy.